A bank account is one of the top essentials of a modern person’s life. In most cases you need it to find a job and an apartment, make and receive payments and go about your day-to-day business. It’s absurd that today, for many expats opening a bank account can be like completing an obstacle course. If you’ve moved to Austria from abroad, depending on where you’re from, you might have hurdles to overcome when it comes to banking. As if finding a job and a place to live in a new country weren’t hard enough – this is yet another challenge many global citizens have to deal with.
A new form of online bank has made these woes a thing of the past. With bunq, you can open an account within minutes no matter where you’re from or how long you’ve been in Austria. The self-proclaimed “Bank of the Free” is entirely independent and committed to making this process as easy as can be – no branch visits, long lines or paperwork required.
An account to fit your needs
Whether you want a financial platform for your personal affairs, to share with your partner(s) or for business ventures, bunq has you covered. There are suitable plans for everyone who wants to revolutionize their money management. You can choose from two types of cards, both issued by Mastercard and accepted worldwide. The Travel Card always gives you real exchange rates, lets you enable, disable and freeze your card so you travel safely, and comes with no monthly fees, burden of debt or credit checks. In an attempt to save the environment and actively work towards a more sustainable future, bunq has introduced the Green Card, a metal card that lasts 50% longer than a normal plastic one and that creates a greener world. It has all the other advantages that bunq offers, but they’ll plant a tree for every €100 you spend.
Be in total control of your dough
Instant notifications sent straight to your phone allow you to always be in the loop about your finances. You’ll be informed about each card payment, direct debit or any other transaction. Ensure total safety by blocking cards and changing PINs, as well adjusting limits in real time. Opening sub-accounts allows you to budget your finances for everyday life. Separate budgets for groceries, rent or anything else you’d like gives you a full overview and helps you spend responsibly. And if the digital revolution has you missing your piggy bank, you can choose to round up your payments to the next Euro and save up for specified goals.
A global bank for global citizens
bunq is available in seven languages with team members from more than 30 different countries. If you need support, they’re there for you in whatever language makes you feel most comfortable. Because of bunq’s European banking permit, your money is fully insured up to €100,000 by the Deposit Guarantee Scheme in the Netherlands. bunq also values privacy and will never sell your data to anyone.